Discover and read the best of Twitter Threads about #interest

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Treasury Market Signal 🧵

1. CPI Inflation increased by 0.12% in May, surprising consensus expectations of 0.1%. This print contributed to a sequential deceleration in the quarterly trend relative to the yearly trend. Image
2. However, we think it is important to note that excluding food and energy, i.e., core CPI, was up 0.40% this month— implying a 4.9% annualized rate for core inflation. This data is far removed from the Fed’s objective.
3. As such, #bond markets have moved to re-#discount expectations, moving away from aggressive expectations of easing, consistent with our views outlined in our Month In Macro note. We show this below: Image
Read 6 tweets
On Wages, Profits & Interest Expense

1. The current macroeconomic picture remains where heightened nominal demand continues to press against the economy's capacity constraints, creating heightened inflation. Image
2. We think these dynamics will
likely be resolved through the Fed's tightening cycle by raising interest burdens in the economy relative to incomes, creating pressure on profitability for companies, and leading to an eventual lay-off of
workers.
3. Therefore, the key to understanding whether the Fed's hiking cycle has been adequate is
whether profits will contract. This profit contraction will likely come from declining topline, sticky wages, and increasing debt service costs.
Read 8 tweets
Confused about tax filing in India?

Don't worry, you're not alone!

Here are some essential Do's and Don'ts to help you file your taxes with ease!

A thread! (1/n)

#taxfiliing #tax #deductions #personalfinance #thread
#1 Be On Time

Remember to file your tax returns on time. This can help you avoid penalties and legal issues with the Income Tax Department.

The deadline for filing taxes in India is usually July 31st. (2/n)

#taxreturns #taxes #incometax #directtax
#2 Disclose Necessary Infomation

Remember to disclose all your sources of income, including salary, rental income, interest, and capital gains while filing your tax returns to avoid penalties. (3/n)

#tax #salary #rentalincome #interest #capitalgains
Read 11 tweets
Today’s #JobsReport was very solid, but like is often the case in the movies, it’s very hard for the sequel (today’s report) to match such an unexpected hit (January’s revised 504,000 jobs gained).
Still, a nonfarm #payroll gain of 311,000 jobs is quite good and having 815,000 jobs created so far this year after the #economy has already created 12 million #jobs over the past two years is pretty amazing in its own right.
Further, the 3-month moving average of 351,000 jobs, after a 12-month moving average of 362,000 jobs gained per month is also pretty remarkable, particularly after the market-implied pricing of the terminal #FedFunds rate has move up 500 basis points (bps) in a year.
Read 17 tweets
In testimony before #Congress yesterday, @federalreserve #ChairPowell unsurprisingly displayed resolve that the central bank’s fight to return inflation closer to its 2% target is unfinished and that the historical record suggests that relenting too soon would be a mistake.
Chair #Powell signaled more rate hikes and a higher terminal rate than previous #Fed projections, and an openness to adjust the pace of rate hikes depending on the totality of the data.
With the strength recently witnessed in the #LaborMarket data, in various #inflation measures and in #economic growth readings more generally, this resolve by policymakers would seem to be not only required, but critical to returning inflation to more normal levels.
Read 9 tweets
The latest Sovereign Gold Bond (SGB) issue is open till Mar 10.

You can buy 1 gram (or 1 unit) of SGB at Rs 5,561.

But there’s a cheaper alternative.

You can buy previous issues of SGBs on #stock exchanges at a 5-6% discount. (Check image)

Should you buy them?

A 🧵
First, some quick facts.

Each SGB unit equals 1 gram of gold (999 purity).

New issues are sold through #banks.

There’s a Rs 50 discount on online purchases.

After the issue is over, #SGB is listed on stock exchanges.

This gives you the option to exit before maturity.
SGBs mature in 8 years.

But they have a 5-year lock-in, which means you have the option to exit after 5 years.

On redemption, you get the prevailing market price of gold.

Plus, you earn an #interest of 2.5% every year on the issue price.
Read 14 tweets
The 2022 UCC Amendments help promote stability & predictability in commercial transactions related to a variety of cryptocurrencies (whether intrinsic, non-intrinsic, NFT, or otherwise). A thread clarifying some of the critiques by @theblaze's Daniel Horowitz & @1MarkMoss 1/n
@theblaze @1MarkMoss First, it is worth noting that the UCC is maintained as a joint project of the Uniform Law Commission and the American Law Institute. I am neither a ULC commissioner, nor a member of the ALI. I am a #law #prof @SMULawSchool & have been a #blockchain lawyer since 2011-ish 2/n
@theblaze @1MarkMoss @SMULawSchool I was, however, an observer on the 2022 UCC Amendments project over the long-haul of the project, and it was a long-haul - years in a process that was open to the public for participation...I am not sure changes to the UCC have ever been accused of being "sudden" before 3/n
Read 42 tweets
oh right. I was going to say something about "God"—the being whom right-wing Christians seem to worship, the "God" who seems like so much *smaller* a thing than a truly omnipotent Creator—and how He's a demonstrably loyal friend to authoritarians and bloodstained tyrants.

(1/x)
#Christianity was permanently warped by its growth medium—the authoritarian and bureaucratic structures of Roman rule. Rome was a harsh and brutal state; "Western civilization", #Christian civilization, continues to imitate the tyrannical Roman model to this very day.

(2/x)
not once has "the West" ever lost its fondness for rule by absolute monarchy. right-wing blowhards like @DouthatNYT and @MattWalshBlog reflexively fall at the feet of every military strongman or corporate dictator or @GOP politician in whom they sense Great Man potential.

(3/x)
Read 32 tweets
and really this is what the failure of #capitalism boils down to: capitalists hate *equilibrium*. a healthy planet full of life is a physical system—one of profound complexity, but still, a system in dynamic equilibrium, maintaining an approximately steady state over time.

(1/x)
"steady state", in economic terms, would mean a #business that continues to provide approximately the same services or products over time to a steady clientele—not a *constant* number of clients but one that varies up and down with time, oscillating about a steady average.

(2/x)
and this #business would continue over time to charge about the same for its products or services, and the profit rakeoff going towards workforce and #management pay would also remain about the same. this approximately stable state would be a business at equilibrium.

(3/x)
Read 14 tweets
Today’s #JobsReport was a clear indication that #LaborMarket dynamics are softening. For example, the 3-mo. moving average of nonfarm #payroll growth sits at 247k jobs, after a higher-than-expected print of 223k jobs for Dec, in contrast to 2022’s average mo. #job gain of 375k.
We have witnessed a marked deterioration in temporary help services in recent months, and a slowing in #wage growth in December, which both highlight the relative slowdown in the labor #market overall, even as the #services sector remains quite buoyant.
Yet, while the softening trend is clear, and the momentum of #hiring is slowing in a significant way, it is equally clear that we are far from what could be described as a demand-reducing weakening of #labor and #wage conditions.
Read 16 tweets
How do Interest Rates Affect the Market?
(Simple version)

1. Rising #interest #rates slow growth. Cost of capital higher!
Slowed growth & lower profits. Some are more sensitive than others depending on their debt, bus models, etc.
Diminished future valuations.
Margins compressed
2. When gov bonds (safer) offer higher yields, why take on more risk (stocks) unless equities offer higher returns?
💫Bonds are more attractive until stock valuations fall!💫
*This is key! Think P/E has to come down for earnings yields to go UP!
3. Real Interest Rates affects stock valuation estimates. When rates rise, it diminishes the value of future earnings & reduces stock value.
💫Catalyst in selloff of growth tech & other high growth companies whose value is dependent on future earnings growth💫
Read 8 tweets
Avoid using Instant #Loan_Apps at all cost.

Read more to know why.

#cybersecuritytips #loanapps #instantcash @Cyberdost

~Thread ~
(1).
There are many Apps on Play store offering instant money in some easy steps.

You just have to download the App and submit your Id and complete KYC.

Seems safe isn't it. BUT IT'S NOT.!
(2).
The App you just downloaded is a tunnel from your phone to the data thieves.

The application you downloaded asks permission to read your Media files Which includes photos and videos, Messages, Phone calls, read and write phone settings.
Read 9 tweets
Since your malicious cyberattack timelines matched cybersecurity’s research to strengthen security for years and now, you hack alone but with a cooperative goal to damage national security. Which Advanced Persistent Threats group/s #APTs are you in, #Animez_UK? Image
Converting traditional crime to cyber-enabled crime and becomes a malicious attacker against the UK, for

1- financial income,
2- #sexual desire and #harassment with #pornography sent to #women,
3- attacks for #politics against the UKGOV.

#Animez_UK ImageImage
1st stage- early life:
-Experienced #exclusion/#discrimination.
-Didn’t learn to communicate with #women.
-favours #authoritarianism.
-enjoys #control targeted women & whom against his will.
- Expresses hidden #hatred & #violence on through cyberattacks.

#Animez_UK ImageImage
Read 214 tweets
Ehi there #Crypto and #macro Twitter

Time for #market analysis #Number12!

"Quiet, before the storm"

I will explain here what happened since last week, and cover the broader #economy as it breaks

I will start from #onchain #BTC, going into #Technical Analysis + #macro🧵
First of all, if you want to have a deeper insight in what happened the week before, you should check my last #weekly #analysis

I'll put the link here for you:


But let's start digging into this week, should we?
Last week we experienced a rally in #crypto with #Eth leading the way with a speculative date on the merge happening on September 19th.

BTC managed to rally breaking the trendline at resistance and the realized price, but failed to maintain those as support ImageImageImage
Read 23 tweets
#GM!
1/ #Perpetuals #futures contract has been the holy grail of derivatives in the #crypto market. We present you our latest #visualguide that breakdown complexity behind future market simplicity with our lead @minnymousegirl

#Cryptocurrency #Bitcoin #ETH #BTC #AVAX #BNB #SOL Image
2/ A #futures #contract is an agreement to buy or sell a commodity, currency, or another instrument at a predetermined price at a specified time in the future. two counterparties will trade a contract, that defines the settlement at a future date. Image
3/ A #perpetual contract (Perp) is a special type of futures contract that doesn’t have an expiry date. So one can hold a position for as long as they like. Perp only exists in the #crypto market. Image
Read 13 tweets
Having fun with cyberstalking #UKGOV, attacking organisations, universities & individuals connected to the justice system, UK #military against #NCSC, treating #intelligence & #GCHQ as jokes to your 15- 20 yrs malicious #hacking for #China & #Russia inside #Britain, @Animez_UK?01
Converting #traditional crime to cyber-enabled crime and becomes a malicious #cyberattacker against the UK, for

1- #financial income,
2- #sexual desire and #harassment with #pornography sent to #women,
3- attacks for #politics against the #UKGOV.

@Animez_UK @NCSC

02 Image
1st stage- early life:
-Experienced #exclusion/#discrimination.
-Didn’t learned to communicate with #women.
-favours #authoritarianism.
-enjoys to #control targeted women & whom against his will.
- Expresses hidden #hatred & #violence on through cyberattacks.

@Animez_UK @NCSC Image
Read 188 tweets
Mutual Funds - The Future of Investing

A decade of pension fund growth in Nigeria has prepared the ground for a boom in the country’s mutual fund sector.

Investments in carefully constructed higher performing risk-managed funds now outperform interest on bank deposits and... Image
...even land.

In 2020 alone, for example, assets under management in Nigeria’s Mutual Funds grew by 50% - topping N1.6 trillion.

Mutual funds are investment funds that pool money from many investors to purchase securities, like stocks, bonds, money market instruments,....
....and other assets.

Mutual funds are operated by professional money managers who seek to assemble the right mix of funds, balancing risk with growth according to investors’ risk appetite, growth needs and investment horizons.

It is in the management of these funds that...
Read 4 tweets
1/30
A pitchdeck / presentation to 'What is Conceal Network'?👇

$CCX #Privacy #Crypto #Blockchain #DeFi Image
2/30
What is Conceal? Image
3/30
The Conceal Mission Image
Read 30 tweets
A severe tightening of Chinese firms is taking shape in the U.S: is #Washington planning to catch two birds 🐦 🐦 with one stone ❓
More than 80 U.S.-listed Chinese #stocks, including JD.com and #Pinduoduo, have been included in a new list of pre-delisting (i.e., forced exit from the exchange), with a total of 105 #Chinese stocks on the list.
Read 13 tweets
Last Thursday (s. ; or for the full live stream, s. ), @SevimDagdelen from #DieLinke has discussed with @RaniaKhalek & @EugenePuryear esp. the recently decided & billion-dollar rearmament of the German #Bundeswehr...
...as a result of the #RussianFederation's military invasion of #Ukraine, as officially justified by the #GermanFederalGovernment. A recommendable interview! Besides her opposition to such rearmament & the associated fundamental departure...
...from the so-called „#Entspannungspolitik“ established by #WillyBrand & #EgonBahr for #Germany's relationship with the #USSR (& also its territorially largest & politically strongest successor state in the form of the #RussianFederation),...
Read 59 tweets
1/ (of 17)💥Even if you HATE #HEX or @RichardHeartWin, read this thread. Clarity ahead.

I helped a friend set up a STAKE LADDER this year. Here's how it went:

She bought $10K of $Hex total back in Feb of this year. Price was a little under 1 cent at ...
(continued) 👇👇
2/ ...that time. Today it is 40 cents, for a 4,000% gain.

Her $10K investment if she cashed out now would be worth $400K.

But here's the magic in what we did:

$10K bought her about 1 million #HEX.

She created 5 stakes. Today, we call this a #STAKE LADDER.

(continued) 👇👇
3/ Each #Stake was for 200K $Hex (1 Million #Hex divided into 5 stakes.)

Stake 1 matures in 3 years
Stake 2 matures in 4 years
Stake 3 matures in 5 years
Stake 4 matures in 6 years
Stake 5 matures in 7 years

A lot can happen in the #crypto world in 7 yrs, so...

(Continued)👇👇
Read 18 tweets
Are you up for some thrilling challenges?🌚
Five New Frontiers for NFTs has put together a series of challenges for you.🤜🤛
NEAR DEVs is sponsoring the twentythird obstacle that you'll encounter.🥳
#NEARProtocol #NEARster #MEMES #cryptocurrecy #webdevelopment #Web3 #Bitcoin
So whats there in the #challenge🤔
🔘Let's collaborate on articles that will #assist new NEAR developers.
🔘You are free to write on anything #NEAR-related. Perhaps how-to manuals for NEAR, or tips and #techniques from building smart contracts on NEAR.
It's just a matter of time before you go for the #stars.
🔘The protocol #NEAR is fantastic. People should be aware of a variety of #aspects. Let's write about topics that #interest you but aren't often discussed.
We understand that you have a lot to say.
Read 6 tweets
The untimely death of actor @sidharth_shukla reminds us again about the fragility of life.

Losing someone is tragic, but lack of knowledge of what to do with the deceased’s #finances can be an added stress.

Here's what you need to do when you lose your loved ones-
First things First:

Death certificate is a must have. Check if the deceased left behind a will or not. A death certificate helps in closing bank accounts, claiming insurance, selling property of the deceased, or any work related to #banks or financial institutions.
Check if the person had the following and clear its dues:

Credit Card
Loans: Personal, Home, or Car
Debts to 3rd parties
Read 7 tweets

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