Discover and read the best of Twitter Threads about #IndiaNeedPSBs
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अपनी गलतियों का ठीकरा दूसरों के सर फोड़ने का तरीका कोई कृष्णमूर्ति सुब्रह्मनीयन साहब से सीखे। ये न केवल नालायक हैं बल्कि झूठे और मक्कार भी हैं। पॉइंट बाई पॉइंट थ्रेड :
moneycontrol.com/news/business/…
moneycontrol.com/news/business/…
1. इन्होने ने बैंकों की हालत के लिए रघुराम राजन के कार्यकाल को जिम्मेदार ठहराया है। चलो मान लिया कि उनकी गलती थी। आपने क्या किया उसके बाद? जिस रिस्ट्रक्चरिंग को गालियाँ दे रहे हैं वो बंद हो गयी क्या?
2. एक तरफ आप बैंक और कॉर्पोरेट के कोलैबोरेशन को गरिया रहे हैं। दूसरी तरफ आप कॉर्पोरेट को बैंकिंग में एंट्री देने की वकालत कर रहे हैं।
3. आप कह रहे हैं कि कॉर्पोरेट वाले बैंकों पर दबाव बनाते हैं लोन रिस्ट्रक्चरिंग के लिए।
3. आप कह रहे हैं कि कॉर्पोरेट वाले बैंकों पर दबाव बनाते हैं लोन रिस्ट्रक्चरिंग के लिए।
थ्रेड: क्रोनोलॉजी
आइये आज आपको निजीकरण की क्रोनोलॉजी समझाते हैं। कॉर्पोरेट बहुत तगड़ी प्लानिंग के साथ काम करते हैं। ये बरसों तक तैयारी करते हैं। सबसे पहले विदेशी यूनिवर्सिटी के प्रोफेसर्स को प्रोजेक्ट फंडिंग दी जायेगी।
आइये आज आपको निजीकरण की क्रोनोलॉजी समझाते हैं। कॉर्पोरेट बहुत तगड़ी प्लानिंग के साथ काम करते हैं। ये बरसों तक तैयारी करते हैं। सबसे पहले विदेशी यूनिवर्सिटी के प्रोफेसर्स को प्रोजेक्ट फंडिंग दी जायेगी।
साथ ही उनको कंपनी एडवाइजरी बोर्ड में पार्ट टाइम आनरेरी पोजीशन के साथ मोटी सैलरी भी दी जायेगी। फिर अवार्ड्स की फंडिंग करके, और नामी अख़बारों और पत्रिकाओं में लेख छपवाकर उन प्रोफेसर्स को नामचीन बनाया जाएगा।
फिर कॉर्पोरेट के एहसानों के बोझ तले दबे इन शिक्षाविदों को सरकारें सलाहकार नियुक्त करेंगी। अगर सरकार नहीं मानी तो दुनिया भर में पैसे देकर खड़ी की गयी रेटिंग एजेंसियों, NGOs, अंतर्राष्ट्रीय संस्थाओं के जरिये कभी असहिष्णुता तो कभी व्यापार,
We often see people Comparing services of Public Sector Bank with Private Sector Banks.
But,shouldn’t we consider the level playing field before we compare.
Let’s take an example of Leaders from both PSBs and PVBs i.e. SBI and HDFC Bank and see where they stands.1/n
#SaveIDBI
But,shouldn’t we consider the level playing field before we compare.
Let’s take an example of Leaders from both PSBs and PVBs i.e. SBI and HDFC Bank and see where they stands.1/n
#SaveIDBI
SBI is serving 44.89cr Customer with work force of 2,49,448, which means on an average one SBI employees serves atleast 1800 customers.
At the same time, HDFC Bank is having 1,04,154 employees to serve just 4cr customers, average 384 customers per employee. 2/n
#SaveIDBI
At the same time, HDFC Bank is having 1,04,154 employees to serve just 4cr customers, average 384 customers per employee. 2/n
#SaveIDBI
So, PSBs staff have alsmost 5times more work pressure than Pvt Bank employees.
Now one can understand, why there is difference in service being provided by PSBs and Pvt Banks.
If you are still not comvinced, let’s compare few other aspects. 3/n
#SaveIDBI
Now one can understand, why there is difference in service being provided by PSBs and Pvt Banks.
If you are still not comvinced, let’s compare few other aspects. 3/n
#SaveIDBI
PBSs के नुक़सान:
1. गरीब भी खाता खुला सकता है। वो दिन भर बैंक की पासबुक ही प्रिंट करता रहेगा, फिर कमाएगा कब? प्राइवेट बैंक अच्छे हैं। ना गरीब खाता खुलवा पाएगा ना बैंक के चक्कर लगाने पड़ेंगे।
1. गरीब भी खाता खुला सकता है। वो दिन भर बैंक की पासबुक ही प्रिंट करता रहेगा, फिर कमाएगा कब? प्राइवेट बैंक अच्छे हैं। ना गरीब खाता खुलवा पाएगा ना बैंक के चक्कर लगाने पड़ेंगे।
2. गरीब किसान को KCC ज्यादातर PSB ही देते हैं। ना PSB होंगे ना किसान लोन के चक्कर में पड़ेगा।
3. छोटे दुकान वालों को MUDRA भी PSB hi देते हैं। MNC's के टाइम में क्या ही जरूरत छोटे दुकानदारों की। ये मरेंगे तभी तो वॉलमार्ट जैसी कंपनियां आएंगी।
3. छोटे दुकान वालों को MUDRA भी PSB hi देते हैं। MNC's के टाइम में क्या ही जरूरत छोटे दुकानदारों की। ये मरेंगे तभी तो वॉलमार्ट जैसी कंपनियां आएंगी।
4. 12 और 330 रुपए वाला बीमा भी PSB hi करते हैं। गरीब को क्या जरूरत बीमे की? एक तो पहले ही गरीब, उसमें से भी प्रीमियम काट लो। और वैसे भी बीमे की रकम के चक्कर में बेटे ने बाप का मर्डर कर दिया तो? सस्ते बीमे से गरीबों में क्राइम बढ़ सकता है। नो PSB, नो सस्ता बीमा।
2nd thread
For people WHO WANT PRIVATIZATION, just because they know how to spell it, n nothng more about it.
Read, because you belong to that minor segment of population who recvd an eng medium education - might as well put it to some use.
1n
#StopPrivatization
#IndiaNeedPSBs
For people WHO WANT PRIVATIZATION, just because they know how to spell it, n nothng more about it.
Read, because you belong to that minor segment of population who recvd an eng medium education - might as well put it to some use.
1n
#StopPrivatization
#IndiaNeedPSBs
2n
In case u are too lazy to open that SS and read, I'll copy paste 1 line to summarize it all.
"You want private players to take over banks? With what? Borrow money from SBI to take over IOB?"
#StopPrivatization
#IndiaNeedPSBs
In case u are too lazy to open that SS and read, I'll copy paste 1 line to summarize it all.
"You want private players to take over banks? With what? Borrow money from SBI to take over IOB?"
#StopPrivatization
#IndiaNeedPSBs
3n
Frauds in public sector banks cannot happen without the MOF and RBI representative in the board knowing.
But in Private banks, they can, and they do. Just bcoz u haven't read about it doesn't mean it didn't happen.
#StopPrivatization
#IndiaNeedPSBs
Frauds in public sector banks cannot happen without the MOF and RBI representative in the board knowing.
But in Private banks, they can, and they do. Just bcoz u haven't read about it doesn't mean it didn't happen.
#StopPrivatization
#IndiaNeedPSBs
Some Bankers always wonder why we turned every Weekend. Its not as simple as u think & not at all a Waste of time,
With #IndiaNeedPSBs many handles showed what PSBs r actually doing on ground, the statistics that was hard to find but managed by some of them some how
With #IndiaNeedPSBs many handles showed what PSBs r actually doing on ground, the statistics that was hard to find but managed by some of them some how
Ppl do research on various topics and post it here, Top trends always attracts media persons & other eminent profiles. Whenever a Tag gets trend in top, people click on it to know what actually it is..
In top tweets they came to know what the trend topic is all about
#949Days
In top tweets they came to know what the trend topic is all about
#949Days
We have seen clear results & reflections when #BankerHainPoliceNahi was in trend, same followed by other Trends also.
Sometimes a tag gets on top, sometime it doesn't but that does not means that our voices r unheard.
Ppl r seeing it, looking at it. They just prefer to ignore it
Sometimes a tag gets on top, sometime it doesn't but that does not means that our voices r unheard.
Ppl r seeing it, looking at it. They just prefer to ignore it
Reform PSBs, not Privatise them!!
Can governance in PSB get better? The answer is an obvious YES. But on d whole, India has had a great, atypical experience with banking risks. At comparatively low costs to the fisc as well as to the economy, banking crises have been managed.
Can governance in PSB get better? The answer is an obvious YES. But on d whole, India has had a great, atypical experience with banking risks. At comparatively low costs to the fisc as well as to the economy, banking crises have been managed.
We could continue with this model, improve it at the margin with more operating independence for PSB, better governance etc.
Or we could bite d reform mantra on tenuous logic & data, privatise, later end up with a privatised banking system, which will be loss to Marginal peoples
Or we could bite d reform mantra on tenuous logic & data, privatise, later end up with a privatised banking system, which will be loss to Marginal peoples
Pvt Sector r prone to periodic black swan risks, necessitating large taxpayer bailouts periodically!! example of Yes Bank collapse & PMC Bank crisis is infront of us
To paraphrase a popular adage, with friends (Of reforms) like these, who needs enemies?
#IndiaNeedPSBs
#949Days
To paraphrase a popular adage, with friends (Of reforms) like these, who needs enemies?
#IndiaNeedPSBs
#949Days
The basic difference between Private Banks & PSBs were always Regulation, where Private Banks managed & run by independent board with minimum Govt interference & RBI supervision, PSBs have directly controlled by Govt for its Social Banking for Financial Inclusion
#IndiaNeedPSBs
#IndiaNeedPSBs
Out of 38.88 Crore PMJDY A/c, merely 1.25 Crore Were opened by Pvt Banks, Iconic Rupay card distribution is also lagged in Pvt Banks. Pvt Banks have issued 1.14 Crore Rupay cards to customers compare to 24.76 Crore Card issued by Public Sector Banks
#IndiaNeedPSBs
#IndiaNeedPSBs
A study conducted by NABARD for Rupay Kisan Credit Cards (The pioneer scheme for Rural Financing), Pvt Banks have only 1.03% share compare to 59.70% Share of Public Sector Banks. Honourable PM shri @narendramodi promised to double farmers income by 2020!!
#IndiaNeedPSBs
#IndiaNeedPSBs
Why #IndiaNeedPSBs A legitimate question from all the stakeholders, customers and our under priviledged public.
India had Nearly 600 banks in pre independence era out of which 559 private banks in India failed, with numerous people losing their life’s savings. 1/n
India had Nearly 600 banks in pre independence era out of which 559 private banks in India failed, with numerous people losing their life’s savings. 1/n
A total of 736 private banks failed, amalgamated, ceased to function or transferred their liabilities and assets, or went into liquidation between 1948 and 1968 in whole.
So what can be done to prevent these failure?
So what can be done to prevent these failure?
Nationalisation was the first step which took at the time to place confidence our customers in banking system.
Now the question arises Why nationalization was needed?
Coz,
The private banks primarily catered to large businesses
Critical sectors such as agriculture,
Now the question arises Why nationalization was needed?
Coz,
The private banks primarily catered to large businesses
Critical sectors such as agriculture,
