Discover and read the best of Twitter Threads about #CreditScore
Most recents (4)
#1 Decide Your Tax Regime
The new regime is no fuss and works well.
The old regime allows you to claim deductions and exemptions
If you choose the old regime finalise your tax planning strategy now! (2/7)
#tax #deductions #taxplanning #taxregime
The new regime is no fuss and works well.
The old regime allows you to claim deductions and exemptions
If you choose the old regime finalise your tax planning strategy now! (2/7)
#tax #deductions #taxplanning #taxregime
#2 Restructure Your Payslip
Study your pay slip and optimise your EPF contributions. If you choose the old tax regime structure your allowances properly.
Talk to our financial planning team today if you’d like assistance. (3/7)
#salary #CTC #payslip #epf #providentfund
Study your pay slip and optimise your EPF contributions. If you choose the old tax regime structure your allowances properly.
Talk to our financial planning team today if you’d like assistance. (3/7)
#salary #CTC #payslip #epf #providentfund
#3 Review Your Investments
2023 is a year that belongs to savers!
You will be spoilt for choice. And there’s no better way to take advantage of this than reviewing and restructuring your investment portfolio. (4/7)
#investmentreview #investing #portfolio
2023 is a year that belongs to savers!
You will be spoilt for choice. And there’s no better way to take advantage of this than reviewing and restructuring your investment portfolio. (4/7)
#investmentreview #investing #portfolio
All about Credit Cards 💳⬇️
A Thread that will help you understand how it works? How to use them effectively so that you can beat 90% of people who fall into the debt trap?
Long 🧵 (Part-1)
#CreditCards #PersonalFinance #Startup #Money #CreditScore #Banking
A Thread that will help you understand how it works? How to use them effectively so that you can beat 90% of people who fall into the debt trap?
Long 🧵 (Part-1)
#CreditCards #PersonalFinance #Startup #Money #CreditScore #Banking
Statistics say there are around 60Mn credit cards users in India 🇮🇳 and we are an underpenetrated market as compared to western countries. Millions of new Credit Cards get issued by leading Indian banks every year but the concern is do they promote any formal education about it?
Credit Cards are one of the most profitable businesses for banks, just check the annual reports of HDFC and SBI Cards.
v1.hdfcbank.com/assets/pdf/inv…
sbicard.com/en/who-we-are/…
v1.hdfcbank.com/assets/pdf/inv…
sbicard.com/en/who-we-are/…
I'm sure you must have done at some point too! 😛 
My first approved credit card had a $500 limit. That same car today has a $50,000 limit. Here’s how I did it (not to be taken as advice!):
In the early stages of my building credit my score was impacted by delinquent student loan payments (30 day, 60 day, 90 day, 120 day) which I knew were going to be on my report for 7 years (yikes). I had to navigate around these delinquencies as much as I could.
I decided to take an aggressive approach to credit building. First of all I brought my student loan payments current. Secondly I made sure I paid my credit card on time every month, more than the minimum AFTER the bill would post a “statement balance” (major 🔑)
